NIVESQOO
Wisdom · Wealth · Prosperity
Free Financial Planning · For Indian Families

Is Your Family Truly
Protected?

Most Indian families are underinsured and underinvested. Find out where you stand — get a personalised Term, Health & Investment plan in 2 minutes. Free.

Your Financial Health Score
5 quick questions · Takes 60 seconds
Do you have a Term Life Insurance policy?
Do you have a Health Insurance cover?
Do you invest every month (MF / SIP / PPF)?
Do you have 6 months of expenses as emergency fund?
Do you have a written financial plan or goal?
0
Critical Risk

The Hard Truth

India Has a Financial
Protection Crisis

The numbers are stark. Most Indian families are one crisis away from financial collapse.

93%
Indians are critically
underinsured
₹2L
Average term cover vs
₹1–2Cr needed
4%
Only 4% invest beyond
FD / LIC / Gold
AMFI — India
Mutual Fund
Sahi Hai
Start a SIP today. Let compounding do the rest. Your future self will thank you.
IRDAI — India
Sabse Pehle
Insurance
Before you invest a single rupee — protect your family first. Insurance is not a cost. It is a responsibility.
NIVESQOO — Advisory
Har Sapne Ka
Ek Plan
Every goal needs a plan. Every plan needs a number. Every number needs an advisor who puts your interest first.
Your Free Plan Includes

Everything Your Family Needs.
In One Plan.

No generic advice. A plan calculated for your income, your family, your goals.

Term Insurance
Your exact recommended cover using HLV method. 4 calculation models. Top 5 plans with claim ratios and estimated premiums.
Calculated
Health Insurance
Family floater recommendation based on your city, family size and health profile. Top 4 insurers compared.
Personalised
Mutual Fund Allocation
5-bucket strategy — Core, Alpha, Hybrid, Volatility, Debt. Exact percentages and amounts based on your risk profile and goal.
NIVESQOO Intelligence
ULIP & Guaranteed Plans
Honest analysis — when ULIP makes sense and when it doesn't. Guaranteed return plans for conservative goals.
Honest Advisory
SIP Schedule
Monthly SIP breakdown across fund categories. Step-up plan, corpus projection, inflation-adjusted real value.
Detailed
Financial Health Score
Your overall financial health rated out of 100 across protection, investment, emergency fund and planning dimensions.
Scored
Your Free Financial Plan

Let's Build Your Plan

Answer honestly. Your plan is only as good as your answers.

NIVESQOO Financial Planner
Step 1 of 9 — Personal Details
01 / 09
NIVESQOO Intelligence
Hi! I'm your NIVESQOO financial planner. Let's start with the basics — what's your name, age, and city?
02 / 09
NIVESQOO Intelligence
Are you the sole earner in your family?
03 / 09
NIVESQOO Intelligence
How many people depend on your income?
04 / 09
NIVESQOO Intelligence
What keeps you up at night financially?
05 / 09
NIVESQOO Intelligence
If something happened to you tomorrow — is your family financially protected?
06 / 09
NIVESQOO Intelligence
What is your annual income range?
07 / 09
NIVESQOO Intelligence
How much can you set aside every month for your future?
08 / 09
NIVESQOO Intelligence
Do you already have any insurance or investments?
09 / 09
NIVESQOO Intelligence
What is your biggest financial goal in the next 5 years?
Almost there!
NIVESQOO Intelligence
Your plan is ready! Enter your mobile number to unlock it. We'll send you a copy too.
🇮🇳 +91
Building Your Financial Plan…
Calculating insurance requirements
Choose Your Plan

Your Plan, Your Choice

Start free. Upgrade when you're ready for a real conversation.

Essentials
NIVESQOO
Essentials
₹0/forever
NIVESQOO Intelligence · 3–5 day review
  • Complete NIVESQOO Intelligence financial plan
  • Term + Health + MF recommendations
  • Financial Health Score
  • Advisor review within 3–5 working days
  • Email summary of your plan
Priority
NIVESQOO
Priority
₹99/one-time
Human review · Within 24 hours
  • Everything in Essentials
  • Advisor review within 24 hours
  • 30-min phone / video consultation
  • Customised product shortlist
  • Priority WhatsApp support
  • Plan PDF with NIVESQOO stamp
Concierge
NIVESQOO
Concierge
₹199/one-time
Dedicated RM · Fee refunded on purchase
  • Everything in Priority
  • Dedicated Relationship Manager
  • End-to-end implementation support
  • ₹199 fully refunded if you buy any product through NIVESQOO
  • Annual portfolio review included
  • Direct advisor WhatsApp number
What Clients Say

Real People. Real Plans.

Families across India have used NIVESQOO to finally get their finances right.

★★★★★
"I never thought about investing seriously until NIVESQOO built my Tulip plan. Simple, clear, and actually suits my salary."
A
Anshu Kumar
35 · Teacher · Varanasi
★★★★★
"Got both my investment and health cover sorted in one go. Never had proper health insurance before this."
A
Avinash Kumar
36 · Teacher · Muzaffarpur
★★★★★
"Finally have a mutual fund plan that matches my goals. No jargon, no confusion — just a clear path forward."
A
Abhilasha Priya
33 · Project Manager · Ghaziabad
★★★★★
"As a doctor I value clarity. NIVESQOO gave me a Tulip investment plan that actually makes sense for my income."
S
Smriti Nathani
Plastic Surgeon · Chennai